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420 - 160 Baldwin St Street
Kensington-Chinatown, Toronto
$999,000
A truly unique opportunity to own an authentic hard loft in one of Toronto's most iconic heritage conversions. Rarely available "its approx 1200 sq ft" sq. ft. two-storey hard loft in the heart of Kensington Market. Located in a historic former school house converted by Context Development in 1999, this sought-after loft features soaring 20-foot ceilings, floor-to-ceiling south facing windows, and a sun-drenched open-concept layout with a dramatic mezzanine overlooking the living space below. The renovated designer kitchen with premium finishes offers a striking waterfall island, stainless steel appliances, and custom cabinetry and abundant space for cooking & entertaining. The upper level offers the spacious primary bedrooms overlooks the living space below and easily accommodates a king-sized bedroom set. Thoughtful built-ins, generous triple closet space and a renovated spa-inspired bathroom create a comfortable and functional sanctuary. Enjoy warm summer evenings on the private 150 sq ft south-facing balcony, a rare outdoor extension of your living space. Situated in one of Toronto's most dynamic neighbourhoods, you'll be surrounded by celebrated restaurants, cafés, boutiques, galleries, markets, and transit options-all just moments from your door. Distinctive, stylish, and impossible to replicate, this is a rare chance to own a true hard loft in one of the city's most admired heritage buildings.
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| Type | Condo Apartment |
| Style | Loft |
| Approx. Age | Not available |
| Size | 1000-1199 sq. ft. |
| Maintenance Fees | $1,224 |
| Locker | Owned |
| Balcony | Open |
| Exposure | South |
| Parking Type | Underground |
| Parking Spaces | 1 |
| Parking Features | Underground |
| Property Tax | $4,555 |
| mls© Number | C13499930 |
| Listed By | CENTURY 21 INNOVATIVE REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,113
- Property tax
- $380
- Heat allowance
- $150
- Condo fees, half counted
- $612
- Housing costs
- $6,255 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$192,000
gross annual household income
- Payment at 4%
- $4,204 / mo
- Cash down
- $199,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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