New3 days ago
687 Richmond Street W
Niagara, Toronto
$1,195,000
Freehold Townhouse|2-Storey
2 | 2 | 0
About this home
Welcome to a well loved Home for over 30 yrs. It features brightly & freshly painted Kitchen, and Dining Rm. It has a walk-out to the Back Yard, which can be used as a parking pad. 2nd Flr. features two Bedrooms & 4 pc. Bath. A great starter Home.
Extras
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,356 |
| Lot Size | 17 ft x 82 ft |
| mls© Number | C13628638 |
| Listed By | BAHIA REALTY GROUP INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,117
- Property tax
- $280
- Heat allowance
- $150
- Housing costs
- $6,546 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $239,000
25-yr amortization
Income needed
$201,000
gross annual household income
- Payment at 4%
- $5,029 / mo
- Cash down
- $239,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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