| Building Insurance Included | |
| Water Included |










































































314 - 21 Earl Street
North St. James Town, Toronto
$549,900
Experience the perfect blend of industrial character and modern luxury at Earl Lofts, a boutique gated community offering a rare, low-rise alternative to the typical downtown condo. This smartly designed two-storey residence features dramatic 17-foot ceilings and massive south-facing windows that flood the open-concept living space with natural light. The main level is built for effortless entertaining, centered around a modern updated kitchen with granite countertops, stainless steel appliances, and a cozy gas fireplace that leads to a private balcony with south views. The second level serves as a serene retreat, boasting a spacious primary bedroom with an open concept design to let the breeze flow through. Tucked away on a quiet, tree-lined cul-de-sac just steps from Jarvis and Bloor, this sun-drenched sanctuary provides an artful opulence with unbeatable access to the subway, Eataly, and the Rosedale Valley trails. With lower maintenance fees and no busy elevators to navigate, this unique oasis delivers both tranquility and urban convenience in one of the city's most coveted pockets.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Condo Townhouse |
| Style | Loft |
| Approx. Age | 16-30 |
| Size | 900-999 sq. ft. |
| Maintenance Fees | $633 |
| Locker | None |
| Balcony | Open |
| Exposure | South East |
| Parking Type | Underground |
| Parking Spaces | 0 |
| Parking Features | None |
| Property Tax | $2,541 |
| mls© Number | C13633206 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $212
- Heat allowance
- $150
- Condo fees, half counted
- $316
- Housing costs
- $3,493 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $109,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.




























































































































































































































































































































































































































































































































































