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Listed 2 months ago

23 Penetang Crescent

Bendale, Toronto

$960,000

Detached|Backsplit 3
3 | 2 | 5
About this home

Not your typical bungalow-this spacious 3-level backsplit offers the perfect blend of comfort, flexibility, and income potential. Featuring an updated kitchen with quartz countertops, hardwood floors throughout, and bright, well-proportioned living spaces, this home is designed for both everyday living and entertaining. Step outside to a private backyard oasis with a large deck and in-ground saltwater pool-perfect for summer gatherings and relaxing evenings. The fully finished basement with a separate entrance generates $1,800/month, offering excellent mortgage support or multi-generational living options. A rare opportunity for families, investors, or buyers looking for versatility in a prime Scarborough location.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBacksplit 3
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,504
Lot Size43.1 ft x 117.41 ft
mls© NumberE13234540
Listed ByREMAX YOUR COMMUNITY REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,914
Property tax
$375
Heat allowance
$150
Housing costs
$5,439 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $192,000
25-yr amortization

Income needed

$167,000

gross annual household income

Payment at 4%
$4,040 / mo
Cash down
$192,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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