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Listed 20 days ago

6 - 45 Birchmount Road

Birchcliffe-Cliffside, Toronto

$1,279,000

Detached|3-Storey
4 | 3 | 2 | 0
About this home

Spacious 4-bedroom designer owned detached home tucked away on a quiet cul-de-sac just south of Kingston Road in the desirable Birchcliff community. This charming home combines urban accessibility with relaxed coastal charm surrounded by friendly neighbors.Sun-filled living room with wood-burning fireplace combines seamlessly with the dining room with a large bay window. Eat-in kitchen with stone counters and new stainless-steel appliances. Three large bedrooms with a 4-pc, renovated bathroom with heated floors on the second floor. Third floor primary bedroom retreat with his and hers walk-in closets and 4-pc ensuite bathroom. Spacious laundry room with brand new washer/dryer with pedestals. Walk-out rec room on the lower floor with a powder room and direct access to garage. Beautiful private backyard with dedicated dining and sitting areas perfect for entertaining.Steps away from Rosetta McClain Gardens, waterfront trails, community centers and great schools. Minutes away from Scarborough Bluffs and a mere 20-minute drive from downtown. Easy access to GO and TTC.Monthly Condominium fee of $220 includes snow removal for the cul-de-sac, wrought iron fence maintenance, property and structure insurance through the condominium. Contents, betterment and liability insurance is the resident's responsibility.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style3-Storey
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$4,667
mls© NumberE13565934
Listed ByCOLDWELL BANKER THE REAL ESTATE CENTRE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,547
Property tax
$389
Heat allowance
$150
Housing costs
$7,085 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $255,800
25-yr amortization

Income needed

$218,000

gross annual household income

Payment at 4%
$5,382 / mo
Cash down
$255,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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