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21 - 1295 Wharf Street
Bay Ridges, Pickering
$849,999
Freehold Townhouse|3-Storey
2 | 3 | 2 | 0
About this home
Lakeside Living at Frenchman's Bay! Welcome to this stunning 2+1 bedroom, 3-bathroom townhouse in one of Pickering's most sought-after waterfront communities. Featuring a bright and spacious open-concept layout, this home is highlighted by soaring vaulted ceilings in the living room and a modern kitchen designed for both everyday living and entertaining. The second floor offers a generously sized bedroom with its own private ensuite bathroom, along with a large den that provides the perfect space for a home office, reading nook, or guest area. The entire third floor is dedicated to an impressive primary retreat, complete with a luxurious 5-piece ensuite and a private walk-out balcony. Every bedroom enjoys access to its own bathroom, providing exceptional comfort and privacy. Residents enjoy access to a community pool and an unbeatable location in a vibrant lakeside neighbourhood. Just steps from the waterfront trails, Frenchman's Bay, and Lake Ontario, and only minutes to the Boardwalk, restaurants, coffee shops, Highway 401, transit, shopping, and parks. A rare opportunity to own in one of Pickering's most desirable lakeside communities, where convenience, recreation, and waterfront living come together.
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| Type | Att/Row/Townhouse |
| Style | 3-Storey |
| Approx. Age | 16-30 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $8,116 |
| mls© Number | E13609540 |
| Listed By | CMI REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,351
- Property tax
- $676
- Heat allowance
- $150
- Housing costs
- $5,177 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $170,000
25-yr amortization
Income needed
$159,000
gross annual household income
- Payment at 4%
- $3,577 / mo
- Cash down
- $170,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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