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Listed 23 days ago

1107 Gerrard Street E

South Riverdale, Toronto

$1,350,000

Semi-Detached |2-Storey
3 | 2 | 2
About this home

Completely renovated to the studs in 2010, this spacious, light-filled 3-bedroom, 2-bath semi-detached home was rebuilt to an exceptional standard - every major system replaced, not refreshed.The primary bedroom features a dramatic vaulted ceiling via full roof structural rebuild, with airgap and acoustic rubber barrier for superior sound attenuation. Spray foam on exterior walls and ROXUL insulation on interior walls and floor cavities deliver outstanding thermal and acoustic performance year-round.Rich mahogany hardwood floors, soaring ceilings, and two gas fireplaces create a warm, elegant atmosphere throughout. The eat-in kitchen offers a centre island with breakfast bar, quartz countertops, and high-quality appliances - perfect for everyday living and entertaining.Mechanically, the home is second to none: 100% new plumbing in-ground and throughout, new city water main connection on Gerrard, back-flow preventer, and best-grade Type-L copper fresh water plumbing. The lower level was fully underpinned with a new concrete floor pour, plus multiple conduits installed under the slab for future expansion including EV charging.Two luxurious bathrooms, a finished lower level with laundry room and wine cellar, walk-out to a rear deck, fully enclosed backyard, and two parking spaces complete this rare offering..

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agent
Milad Momtaz Azad
(647) 510-8858
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,819
Lot Size18.33 ft x 97 ft
mls© NumberE13721094
Listed ByHARVEY KALLES REAL ESTATE LTD.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,910
Property tax
$402
Heat allowance
$150
Housing costs
$7,461 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $270,000
25-yr amortization

Income needed

$230,000

gross annual household income

Payment at 4%
$5,681 / mo
Cash down
$270,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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