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New22 hours ago

43 Park Road S

O'Neill, Oshawa

$549,900

Detached|1 1/2 Storey
4 | 2 | 4
About this home

Charming century home offers a blend of historic character and modern amenities, perfectly complemented by an exceptional rear yard that truly stands out! Situated on a magnificent 214' fenced lot, the meticulously manicured lawn and gardens are something you might find in Better Homes and Gardens with beautiful trees, perennials, fountains, and decorative pieces. Further, there is an impressive maintenance-free composite deck (2020) complete with an electric custom awning and low-voltage timed accent lighting plus 8-zone irrigation system, and a commercial grade paved driveway. The home itself is in good condition with updated electrical and 100 amp breaker (2002), plumbing with updated water pipes and drains, 30 year shingles in 2006, and maintenance-free windows (miscellaneous replacement over 5-8 years). On the south side, there is an entrance to a combined foyer and office, featuring a wood ceiling and lots of windows (fitted with reflective window film), leading into a spacious living room with high character baseboards, plus 2 main floor bedrooms and a modern 4-piece. The eat-in kitchen overlooks the stunning yard plus there is a staircase that leads to a clean basement with an area for laundry, utilities, storage and a convenient walk-up access to the outside. Upstairs, there's a little kitchenette with a new 4-piece (2026) that services 2 additional bedrooms (1 used as an office). This area could serve as an entertainment space or a cozy retreat for teenagers or could be made separate from the main level by adding an outside staircase (Seller nor Agent do not warrant retrofit status). The heated garage was updated in 2025 plus there is a rear yard custom-built cedar shed. Conveniently located south of King Street West, all within walking distance of everything, including Oshawa Centre and next to Teddy's Plaza. This home truly offers a unique opportunity while being conveniently close to urban amenities at an affordable price!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$4,159
Lot Size59.87 ft x 214.5 ft
mls© NumberE13806024
Listed ByRe/Max Impact Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$347
Heat allowance
$150
Housing costs
$3,311 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$102,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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