135 Spruce Avenue
South Richvale, Richmond Hill
$2,056,900
YONGE & 16th *** TOP 5 reasons to BUY *** Premium High Demand "SOUTH RICHVALE" neighbourhood surrounded by EXPANSIVE Multi-Million $$$ Mansions *** "CORNER" LOT 77 'FEET WIDE *** 3000 + SQ FEET Above Ground *** 4 Bedrooms plus 3 FULL Bathrooms on 2nd floor *** Living/ Dining/ Family or OFFICE on main floor *** 2 WALKOUT Basement units each with their own private Living/ Kitchen/ Bedroom & Bathroom *** TOTAL 6 Bedrooms/ 7 Bathrooms
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 3000-3500 sq. ft. |
| Property Tax | $12,050 |
| Lot Size | 77 ft x 106 ft |
| mls© Number | N13480898 |
| Listed By | RE/MAX REALTY SERVICES INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $10,528
- Property tax
- $1,004
- Heat allowance
- $150
- Housing costs
- $11,682 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$359,000
gross annual household income
- Payment at 4%
- $8,656 / mo
- Cash down
- $411,380
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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