222 Richmond Street
Mill Pond, Richmond Hill
$1,098,000
Premium 50' x 140' lot with a desirable south-facing backyard in highly sought-after Mill Pond, Richmond Hill-an excellent opportunity for renovators, builders, or buyers looking to create their dream home. Detached 4-bedroom home plus a finished basement with separate entrance. Major updates include 200-amp electrical service, brand-new water pipes throughout, renovated kitchen and full bathroom, new flooring and staircase, fresh paint, and new lighting. Prime walkable location: 400m to Mill Pond Park, 600m to Mackenzie Health Hospital, 800m to Richmond Hill Town Centre, and walking distance to FreshPro Foodmart, Richmond Hill Central Library, and top-rated schools including St. Theresa of Lisieux CHS (Fraser 10/10, AP) and Alexander Mackenzie HS (Fraser 8.5, IB & Arts).
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,859 |
| Lot Size | 51 ft x 140 ft |
| mls© Number | N13638440 |
| Listed By | AIMHOME REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,620
- Property tax
- $488
- Heat allowance
- $150
- Housing costs
- $6,258 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$193,000
gross annual household income
- Payment at 4%
- $4,621 / mo
- Cash down
- $219,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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