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Listed 7 months ago

86 Penvill Trail

Ardagh, Barrie

$919,900

Detached|2-Storey
4 | 4 | 6
About this home

FAMILY-SIZED HOME WITH A PRIVATE BACKYARD, NO HOMES DIRECTLY BEHIND, & SERIOUS FLEXIBILITY BELOW WITH IN-LAW CAPABILITY! Quiet street, big backyard with no direct rear neighbours, and room for everyone to feel at home. 86 Penvill Trail sits in Barrie's sought-after Ardagh neighbourhood, close to excellent schools, parks, trails, and golf. With over 3,150 finished square feet, this 2-storey home was designed for real living, featuring high ceilings, pot lights, open principal rooms, and easy-care flooring across the main and second levels. The kitchen brings both warmth and style with rich cherry cabinetry, granite countertops, stainless steel appliances, and a backsplash that adds a touch of flair. Step outside to your private, fenced retreat backing onto greenery with a deck, gazebo, fire pit, and shed that make outdoor living easy to love. The main-floor laundry and double garage with an inside entry make daily routines effortless, while upstairs, the primary suite offers a walk-in closet and a private 4-piece ensuite. The finished basement adds even more versatility with a separate entrance, a full kitchen, a living room, a bedroom, a bathroom, storage, and laundry, offering excellent in-law potential. Because the best homes don't just check boxes, they change how you live.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age16-30
Size2000-2500 sq. ft.
Property Tax$6,734
Lot Size39.37 ft x 135.17 ft
mls© NumberS12799150
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,708
Property tax
$561
Heat allowance
$150
Housing costs
$5,420 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $183,980
25-yr amortization

Income needed

$167,000

gross annual household income

Payment at 4%
$3,871 / mo
Cash down
$183,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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