2674 Lone Birch Trail
Rural Ramara, Ramara
$829,999
Family-owned for over 75 years-rare opportunity to secure premium west-facing waterfront on Lake Simcoe. Featuring 103 ft of clear shoreline, this property offers exceptional sunset views and direct access for boating and year-round enjoyment.Set on a private point the lot is pie-shaped and at the end of a cul-de-sac with mature trees providing complete privacy. The existing 1,100 sqft cottage offers 3 bedrooms and 1 bathroom-ideal for immediate use, renovation, or future redevelopment. Located in the town of Brechin, close to amenities including shopping, schools, marina access and OFSC trails.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,567 |
| Lot Size | 103.37 ft x 198 ft |
| mls© Number | S12931096 |
| Listed By | RE/MAX RIGHT MOVE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,248
- Property tax
- $381
- Heat allowance
- $150
- Housing costs
- $4,779 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$147,000
gross annual household income
- Payment at 4%
- $3,493 / mo
- Cash down
- $166,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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