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Listed 2 months ago

16 Old Indian Trail W

Rural Ramara, Ramara

$859,900

Detached|Bungalow
3 | 2 | 10
About this home

Old Indian Trail, Lagoon City Discover an Exceptional Waterfront Lifestyle in this Charming Bungalow, Perfectly Positioned on one of Lagoon City's Most Coveted Streets, Old Indian Trail. Featuring 109 ft of Direct Waterfront on Gondola Lagoon with a Private Boat Mooring, this Property Offers Spacious Boat Access to Lake Simcoe, the Trent-Severn Waterway, and Beyond. Arrive to Award-Winning Perennial Gardens and Circular Driveway, Creating an Inviting and Private Setting from the Moment you Pull in. A Private Waterfront Deck Overlooking the Lagoon is Serviced with 100-200 AMP Electrical, Water Pump and Irrigation System for Convenience. Ideal for Entertaining, Inside, Enjoy a Generous, Open-Concept Layout with a Large Living Room, Family Room, and Dining Room, All Renovated in 2025. An Exposed Beam, Breakfast Bar, Gas Stove, Double Sided Fireplace, Enhance the Warmth and Functionality of the Space. From the Kitchen, Walk out to the Back sundeck with sweeping water views -perfect for summer gatherings and sunset dining. Located in Sought-After Lagoon City, Residents Benefit from outstanding amenities, including: Private beach ICCA, Community centre, New 2026 Grand Harbour Marina, Walking trails and Park, Approx. 12 miles of Interconnected Lagoons for Boating On-Site Restaurants. A Rare Opportunity for Waterfront 2026 on Old Indian Trail - Turn-Key, Beautifully Landscaped, and Ready to Enjoy the Best of Lake Simcoe living. 'Start Living Lakeside Today'. #staycation * V-rendered photos.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$3,931
Lot Size109 ft x 266 ft
mls© NumberS13448660
Listed ByCENTURY 21 B.J. ROTH REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,401
Property tax
$328
Heat allowance
$150
Housing costs
$4,879 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $171,980
25-yr amortization

Income needed

$150,000

gross annual household income

Payment at 4%
$3,619 / mo
Cash down
$171,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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