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Listed 1 month ago

2674 Lone Birch Trail

Brechin, Ramara

$799,999

Detached|Bungalow
3 | 1 | 2
About this home

A rare opportunity to own premium west-facing waterfront on Lake Simcoe, held by the same family for over 75 years. Set on a private point at the end of a quiet cul-de-sac, this pie-shaped lot offers 103 ft of clear shoreline, beautiful sunset views, and direct access to the lake for boating and year-round enjoyment. Mature trees surround the property, creating an exceptional sense of privacy. The existing approximately 1,100 sq. ft. cottage features 3 bedrooms and 1 bathroom, offering the opportunity to enjoy as-is, renovate, or explore future redevelopment potential. Located in Brechin, close to shopping, schools, marina access, and OFSC trails.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,719
Lot Size103.37 ft x 198 ft
mls© NumberS13660206
Listed ByRE/MAX RIGHT MOVE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,095
Property tax
$393
Heat allowance
$150
Housing costs
$4,638 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $160,000
25-yr amortization

Income needed

$143,000

gross annual household income

Payment at 4%
$3,367 / mo
Cash down
$160,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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