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Brechin, Ramara
$799,999
A rare opportunity to own premium west-facing waterfront on Lake Simcoe, held by the same family for over 75 years. Set on a private point at the end of a quiet cul-de-sac, this pie-shaped lot offers 103 ft of clear shoreline, beautiful sunset views, and direct access to the lake for boating and year-round enjoyment. Mature trees surround the property, creating an exceptional sense of privacy. The existing approximately 1,100 sq. ft. cottage features 3 bedrooms and 1 bathroom, offering the opportunity to enjoy as-is, renovate, or explore future redevelopment potential. Located in Brechin, close to shopping, schools, marina access, and OFSC trails.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,719 |
| Lot Size | 103.37 ft x 198 ft |
| mls© Number | S13660206 |
| Listed By | RE/MAX RIGHT MOVE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,095
- Property tax
- $393
- Heat allowance
- $150
- Housing costs
- $4,638 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$143,000
gross annual household income
- Payment at 4%
- $3,367 / mo
- Cash down
- $160,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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