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New3 days ago

75 James Street

Ardagh, Barrie

$779,000

Detached|2-Storey
3 | 3 | 6
About this home

Welcome to this super family home, all-brick 2-storey home nestled on a quiet, highly desirable cul-de-sac in one of Barrie's most peaceful, family-friendly neighbourhoods! Designed for both comfort and effortless entertaining, this residence features gleaming hardwood and ceramic floors throughout-with no carpet to worry about-plus a newly updated staircase and handrails. The main level offers exceptional layout flexibility with a formal living room, a dedicated dining room, and a cozy family room. Upstairs, retreat to the spacious primary bedroom complete with a private ensuite, accompanied by three well-appointed bathrooms in total.Convenience meets lifestyle here: you are just minutes from local shopping and Highway 400 access. Vehicle space is an absolute breeze with a double-car garage featuring inside entry and a massive driveway with parking for up to 6 cars and no sidewalk! Step outside to your private, fully fenced huge backyard oasis, complete with an expansive deck and a wonderful covered area ideal for weekend BBQs or relaxing evenings. Whether you are stepping into the market as a first-time buyer or looking to move up, this property checks every box. Don't miss out on this rare find!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$4,899
Lot Size51.77 ft x 116.94 ft
mls© NumberS13799520
Listed ByREALTY EXECUTIVES OF SIMCOE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,987
Property tax
$408
Heat allowance
$150
Housing costs
$4,546 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,800
25-yr amortization

Income needed

$140,000

gross annual household income

Payment at 4%
$3,278 / mo
Cash down
$155,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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