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New2 days ago

45 Grove Street W

Queen's Park, Barrie

$639,999

Detached|1 1/2 Storey
4 | 2 | 5
About this home

Country-Sized Living in the Heart of the City! Discover a rare combination of space, privacy and convenience at 45 Grove Street West. Tucked away on an oversized, mature lot, this charming and spacious 1.5-storey, four-bedroom home offers the peaceful feel of country living while remaining just minutes from Barrie's waterfront, downtown, schools, parks, shopping, restaurants and Highway 400.At the rear of the home, a bright year-round sunroom overlooks the expansive backyard, creating a peaceful place to relax and enjoy the beautiful surroundings in every season. Inside, the versatile floor plan features two separate living/family areas, providing plenty of room for family life, entertaining or a dedicated work-from-home space.The home is filled with warmth and character, including hardwood flooring, a beautiful wood staircase with wrought-iron spindles, and a unique loft-style upper-level bedroom with its own ensuite.Numerous updates have been completed over the years, including the kitchen, bathroom, windows, furnace, water softener and tankless on-demand hot water system. All equipment is owned, with no rental contracts.Outside, the property continues to impress with a spacious heated garage and driveway parking for up to five vehicles-an excellent setup for hobbyists, contractors, recreational equipment or households requiring additional parking and workspace.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style1 1/2 Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,548
Lot Size60.01 ft x 133 ft
mls© NumberS13805206
Listed ByCENTURY 21 B.J. ROTH REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,276
Property tax
$462
Heat allowance
$150
Housing costs
$3,888 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $128,000
25-yr amortization

Income needed

$120,000

gross annual household income

Payment at 4%
$2,693 / mo
Cash down
$128,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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