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Listed 19 days ago

12 Fitzgibson Street

Credit Valley, Brampton

$988,000

Semi-Detached |2-Storey
3 | 4 | 4
About this home

1 BED LEGAL RENTAL BASEMENT APARTMENT WITH SEPARATE SIDE ENTRANCE. Welcome to this beautiful full brick exterior elevation traditional 2 Storey Semi Detached in the high demand area of Brampton - Credit Valley comes with extended driveway which can fit upto 3 cars.Main floor offers Separate Living room and formal dining area with 9ft ceilings and lots of windows bringing tons of sunlight. Spacious kitchen offers quartz countertops with S/S Gas stove and other S/S appliances and comes with a breakfast area overlooking a private backyard fully fenced and landscaped. Huge family room offers a practical layout to host your guests. Upstairs offers 3 big size bedrooms. Primary bedroom comes with a walk-in closet and 5pc ensuite primary washroom with upgraded vanity, quartz countertops and standing shower. Two other generous size bedrooms share another full 3pc washroom that comes with upgraded vanity with quartz countertop. Basement offers 1 Full Bed 1 Full bath with spacious kitchen and recreation separate area which can be kept private separate from renting the basement apartment.Prime Location: Situated in a highly sought-after neighborhood of credit valley with grocery store, doctor office, banks ,school, temple, masjid and more at walking distance. One Minute away from public transport, making your daily commute effortless.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,892
Lot Size28.09 ft x 88.7 ft
mls© NumberW13576144
Listed ByRE/MAX SKYWAY REALTY INC.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,057
Property tax
$574
Heat allowance
$150
Housing costs
$5,781 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,600
25-yr amortization

Income needed

$178,000

gross annual household income

Payment at 4%
$4,158 / mo
Cash down
$197,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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