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220 - Oldfield, Niagara Falls
$599,900
Looking for a home with room for the family, space for guests, and flexibility for the future? This 4-bedroom, 3-bath home offers a finished lower level with excellent potential for extended family or an in-law setup. Curb appeal begins with a double paved driveway, attached garage with interior access, landscaped front yard, and welcoming stone front patio. A convenient 2-piece bathroom on the main floor adds practicality for everyday living and guests. Inside, the bright and spacious main level features a large living and dining room combination with a picture window that fills the space with natural light. The eat-in kitchen offers ample cupboard and counter space, stainless steel appliances, breakfast bar seating, and a window above the double sink overlooking the backyard. Sliding doors provide direct access to the rear deck, creating an easy transition for indoor and outdoor living. The second level includes four generously sized bedrooms and a 4-piece bathroom. The primary bedroom features abundant natural light and a double closet. The finished lower level adds flexibility with a large bedroom, kitchenette complete with fridge, stove, and sink, plus a 3-piece bathroom with separate shower. This space is ideal for extended family, guests, hobbies, or additional living needs. Outside, enjoy a fully fenced backyard set on a deep 105-foot lot with privacy and room for gardens, play space, or entertaining. Major updates completed within the last two years include the roof, eavestroughs, fascia, new furnace, air conditioning, hot water tank, and 5 new windows - all completed in 2024/2025. An air purification system is also included. Conveniently located near parks, schools, shopping, amenities, QEW access, and just minutes from Niagara Falls attractions and the tourism district.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 31-50 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,970 |
| Lot Size | 39.99 ft x 105.1 ft |
| mls© Number | X13144862 |
| Listed By | Century 21 Heritage House LTD |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,071
- Property tax
- $331
- Heat allowance
- $150
- Housing costs
- $3,551 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$109,000
gross annual household income
- Payment at 4%
- $2,524 / mo
- Cash down
- $119,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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