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Stoney Creek, Hamilton
$850,000
Welcome to this charming cottage-in-the-city home nestled in the sought-after Community Beach neighbourhood of Stoney Creek. Just a short stroll from the shores of Lake Ontario, residents enjoy beautiful waterfront views, beaches, trails and waterways while remaining close to everyday conveniences. This 1.5-storey brick home offers approximately 1,200 sq. ft. of living space with 4 bedrooms, 1 full bathroom and 1 half bath. The bright living room overlooks the inviting front porch, the perfect place to relax and enjoy the peaceful atmosphere of lakeside living. The spacious eat-in kitchen provides plenty of room for family meals and gatherings. Step outside to a private side patio sheltered by mature trees, creating an ideal setting for entertaining or unwinding outdoors. Two main-floor bedrooms and a full bathroom provide flexibility for growing families, while the upper level features a generous primary bedroom with excellent closet space and an equally sized fourth bedroom across the hall. The fully finished basement expands the living space with a cozy stove fireplace, laundry area, utility room, abundant storage and a convenient one-piece bathroom. A walkout leads to the deep, private backyard backing directly onto a community park featuring tennis and basketball courts and a newly constructed playground. Ideally located just minutes from Confederation Park, residents can enjoy swimming, sailing, hiking and cycling along the Waterfront Trail, two children's playgrounds and newly completed pickleball courts. With quick access to the QEW, commuting to Toronto or Niagara is effortless. Experience the perfect blend of cottage charm and city convenience in one of Stoney Creek's most desirable lakeside communities.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,753 |
| Lot Size | 50 ft x 108 ft |
| mls© Number | X13434370 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,351
- Property tax
- $396
- Heat allowance
- $150
- Housing costs
- $4,897 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$151,000
gross annual household income
- Payment at 4%
- $3,577 / mo
- Cash down
- $170,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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