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Listed 2 months ago

99 Argyle Street N

Haldimand, Haldimand

$769,900

Detached|3-Storey
3 | 2 | 4
About this home

Welcome to 99 Argyle Street North in the "heart of Caledonia" -ideally located just steps to the Grand River! This impressive, meticulously maintained century home has it all! Special zoning (R3) to allow for home-based business opportunities providing an opportunity to "work-and live" conveniently all in one place. Former uses include Bridal Boutique, Tearoom, Doctors' office. Featuring large principal rooms with neutral colours and restored floors and/or engineered wood floors ("carpet-free" home!). Main level boasts a chef style kitchen, updated bath and sunfilled living room anchored with a whitewashed brick fireplace & refinished hardwood. Main floor laundry with newer washer/dryer. (Laundry hook-ups also on second level.) Restored bonus room for home-office or playroom. 2nd floor can be accessed by one of two staircases and has 3 generous sized bedrooms and a loft plus renovated bath with clawfoot tub & fully tiled shower. Enjoy the over-sized master bedroom oasis with windows overseeing backyard with mature shade trees. A 3rd level is a unique family room or private office with beamed ceilings, skylight, wooden floors & windows affording a view towards the Grand River. Many improvements: upgrades to all bathrooms, most newer windows, dramatic entrance door with sidelights, new wide baseboards, subway tile backsplashes, new & restored flooring, new light fixtures & pot lighting. Building upgrades: metal roof (2006), newer appliances, new sump pump & drainage system in basement, furnace, water heater & AC (2021). Some windows (2010,2015); Siding, eaves, soffits (2010). No rentals. Offering a place of calm in a busy world. Kick back on your cedar deck, walk to local grocery & restaurants. Stroll along the river walk or visit Jones Bakery. This home has it all!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style3-Storey
Approx. Age100+
Size2500-3000 sq. ft.
Property Tax$4,168
Lot Size38.9 ft x 68.95 ft
mls© NumberX13628996
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,941
Property tax
$347
Heat allowance
$150
Housing costs
$4,438 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $153,980
25-yr amortization

Income needed

$137,000

gross annual household income

Payment at 4%
$3,240 / mo
Cash down
$153,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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