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Listed 1 month ago

101 - 45 Argyle Avenue

4104 - Ottawa Centre/Golden Triangle, Ottawa Centre

$650,000

Condo Apartment |
2 | 2 | 1 | 1
About this home

Unit 101 at 45 Argyle Ave, a charming ground-floor opportunity tucked just off Elgin Street, steps from the canal, top restaurants, and everyday conveniences. The inviting living room centers around a cozy wood-burning fireplace, perfect for Ottawa winters. The kitchen features stainless steel appliances, a bar-stool eating area, plus a bright breakfast nook tucked into a bay window; a lovely spot for morning coffee. A proper dining area comfortably fits a full-size table, ideal for hosting. The primary bedroom enjoys its own bay window as well, and benefits from an ensuite that is also accessible from the hallway. A 2-piece powder room off the entrance adds extra convenience for guests, rounding out a layout that's as functional as it is comfortable. The ground-level terrace is an easy, private outdoor space, plus enjoy the building's shared rooftop terrace for those wider skyline views. This unit also includes one underground parking space with a storage locker located right behind it, making everyday errands that much easier. A wonderful opportunity for first-time buyers or those looking to downsize without compromise, all in one of Ottawa's most walkable, vibrant neighbourhoods.

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Got questions?

Contact Milad directly.

agent
Milad Momtaz Azad
(647) 510-8858
TypeCondo Apartment
Style1 Storey/Apt
Approx. AgeNot available
Size1000-1199 sq. ft.
Maintenance Fees$922
LockerOwned
BalconyTerrace
ExposureSouth
Parking TypeUnderground
Parking Spaces1
Parking FeaturesNone
Property Tax$4,115
mls© NumberX13660898
Listed ByENGEL & VOLKERS OTTAWA
Common Elements Included
Parking Included
Water Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,327
Property tax
$343
Heat allowance
$150
Condo fees, half counted
$461
Housing costs
$4,281 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $130,000
25-yr amortization

Income needed

$132,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$130,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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