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Listed 19 days ago

85 Williamsburg Road

, Waterloo

$579,900

Detached|Backsplit 3
3 | 2 | 4
About this home

Welcome to 85 Williamsburg Road, Kitchener! Fully renovated 3-bedroom, 2-full-bathroom homesituated on a rare 50 ft x 127 ft lot in a central downtown location. Features include arenovated interior, spacious backyard with deck, and an existing swimming pool that can easilybe restored or removed by the seller. Major updates include roof (2019), owned furnace & A/C(2019), and a new hot water tank installed in 2025. Enjoy the convenience of being close todowntown Kitchener, shopping, restaurants, transit, schools, parks, and other amenities. Agreat opportunity for first-time buyers, families, investors, or anyone looking for arenovated home on a generously sized lot in a central location. Don't miss this one!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBacksplit 3
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,894
Lot Size50 ft x 127.43 ft
mls© NumberX13733292
Listed ByRE/MAX GOLD REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,968
Property tax
$325
Heat allowance
$150
Housing costs
$3,443 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $115,980
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,440 / mo
Cash down
$115,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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