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212 - Morrison, Niagara Falls
$629,900
What if your next home could do more than just give you a place to live? Welcome to a property that adapts to your lifestyle. Whether you're dreaming of running a business from home, accommodating multigenerational living, or exploring rental income potential, this unique sidesplit offers exceptional flexibility. Inside, you'll find over 1,800 sq. ft. above grade of thoughtfully designed living space. The upper level features a bright living room, three spacious bedrooms, and a 4-piece bath. The heart of the home is a beautifully updated kitchen with quartz countertops, stainless steel appliances, abundant cabinetry and pantry storage. The main level hosts a cozy family room with gas fireplace. The former garage has been professionally converted into valuable additional living space-- ideal as a home gym, studio, or games room. The lower level is where the possibilities truly shine! Previously used as a chiropractic office, it offers a separate entrance while still maintaining interior access to the main home, making it well-suited for a professional practice, home office, in-law suite, or future income-generating space. Large windows, a convenient 2-piece bath (with space to convert to a full bath), generous storage, and an adaptable layout make it easy to tailor the space to your needs. Outside, two double driveways provide parking for up to five vehicles. The yard has potential for a great entertaining area, or could be partitioned to two separate backyard spaces. Major updates include the roof, furnace and A/C, an updated kitchen and bathroom, plus a 300-amp electrical service that offers capacity for future expansion or EV charging. Located in a central Niagara Falls neighbourhood, close to schools, shopping, restaurants, transit, and everyday amenities, this is far more than a house-- it's an opportunity to create the lifestyle, business, or investment you've been searching for.
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| Type | Detached |
| Style | Sidesplit 4 |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,064 |
| Lot Size | 51 ft x 110 ft |
| mls© Number | X13759568 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,224
- Property tax
- $422
- Heat allowance
- $150
- Housing costs
- $3,796 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,651 / mo
- Cash down
- $125,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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