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Listed 11 days ago

133 - 145 Columbia Street W

, Waterloo

$449,000

Condo Apartment |
2 | 1 | 0 | 0
About this home

Excellent opportunity to own a modern, fully furnished ground-floor condominium with direct exterior access and a walk-out to the terrace, offering the added convenience of entering and exiting the suite without having to use the building lobby or elevator. This thoughtfully designed 2-bedroom, 1-bathroom suite offers a functional layout with two spacious bedrooms, each featuring a large window, built-in desk and chair, bed with mattress, and generous closet space-ideal for students, professionals or investors.The open-concept kitchen is beautifully appointed with granite countertops, stylish backsplash, stainless steel appliances, built-in microwave, dishwasher, ample cabinetry and a centre island with seating for two. The bright living area comes fully furnished with a sofa, coffee table, TV and more.Residents enjoy an impressive selection of amenities, including a fully equipped fitness centre, yoga studio, business lounge, media room, multimedia theatre, games room with billiards, ping pong and arcade games, plus a rooftop terrace with panoramic city views.Conveniently located within walking distance of Wilfrid Laurier University, with the University of Waterloo nearby, and close to shopping, restaurants, public transit and major routes.Whether you're an investor looking for a turnkey, fully furnished rental property or a buyer seeking a stylish, low-maintenance home, this ground-floor suite offers a compelling combination of direct terrace access, excellent amenities, included furnishings and a prime Waterloo location. Pictures taken prior to current tenant possession.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeCondo Apartment
StyleMulti-Level
Approx. Age0-5
Size600-699 sq. ft.
Maintenance Fees$338
LockerNone
BalconyTerrace
ExposureSouth
Parking TypeNone
Parking Spaces0
Parking FeaturesNone
Property Tax$3,288
mls© NumberX13761408
Listed ByROYAL LEPAGE NRC REALTY
Common Elements Included
Building Insurance Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,298
Property tax
$274
Heat allowance
$150
Condo fees, half counted
$169
Housing costs
$2,891 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,800
25-yr amortization

Income needed

$89,000

gross annual household income

Payment at 4%
$1,889 / mo
Cash down
$89,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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