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Listed 11 days ago

81 Thomson Drive

Waterdown, Hamilton

$1,299,900

Detached|Bungalow
3 | 2 | 10
About this home

Rarely does a home like this come to market. Tucked into the mature, tree-lined south end of Waterdown on an oversized lot, this bungalow offers something increasingly hard to find: a beautifully updated main residence and a bright, fully self-contained in-law suite with its own private on-grade entrance-no dark basement stairwell, just easy, ground-level access into a space that lives like its own home. Inside, the main level welcomes you with a light-filled living room where cathedral ceilings and oversized windows let the sunshine pour in, all warmed by a cozy gas fireplace. At the heart of the home, the fully renovated kitchen is a genuine showstopper: navy shaker cabinetry, stainless steel appliances and quartz countertops come together with clever built-in storage and no shortage of drawer space, making it as functional as it is beautiful. A bonus office/den just off the kitchen offers the flexible space today's buyers are looking for. Down the hall, three tastefully updated bedrooms await-two with private balconies, perfect for a quiet morning coffee-alongside a stylishly refreshed full bathroom with dual vanity. Downstairs is where this property truly sets itself apart. This exceptionally bright suite includes two bedrooms, a full bathroom, a crisp white kitchen, a generous family room with its own gas fireplace, a den/office and dedicated laundry-ideal for extended family, guests, or income potential. Step outside and the possibilities keep coming: a detached garage/shop, a second single garage, two driveways, and a sprawling yard offering endless room for kids to play and memories to be made. With just two owners in over 61 years, this is a rare chance to put down roots in one of Waterdown's most established neighbourhoods. RSA

Extras

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$7,642
Lot Size84.77 ft x 168.33 ft
mls© NumberX13763082
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,653
Property tax
$637
Heat allowance
$150
Housing costs
$7,440 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,980
25-yr amortization

Income needed

$229,000

gross annual household income

Payment at 4%
$5,470 / mo
Cash down
$259,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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