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New6 days ago

162 Joseph Street

, Kitchener

$599,000

Detached|2-Storey
4 | 2 | 4
About this home

Welcome to 162 Joseph Street, a 4-bedroom, 2-bathroom home full of classic character in one of Kitchener's most sought-after neighbourhoods. Move-in ready as-is, it's also a great opportunity for a buyer looking to add their own personal touch and build in something truly their own - a project with real upside in a prime location.Tucked into a walkable pocket of Kitchener, this home is minutes from the historic Victoria Park and close to an ION LRT stop, putting downtown Kitchener and Waterloo within easy reach. You're also near to the Kitchener Market, Centre In The Square, Grand River Hospital, and the Innovation District around the Tannery - home to Google Kitchener and a growing tech scene.Inside, original hardwood floors, tall baseboards, an arched doorway, and a striking wood staircase set the tone. The kitchen offers a large centre island and a walkout to the back deck, while sun-filled living and dining rooms offer great everyday space. A main-floor bathroom and side entrance complete the first level.Upstairs, a roomy primary bedroom with its own walk-in closet leads three more well-proportioned bedrooms and a second full bathroom - great for family, roommates, or rental income.Outside - a fenced backyard with deck and mature trees, a detached single-car garage, and a long driveway with excellent parking.With its unbeatable location near great amenities, classic character, and strong investment potential, 162 Joseph Street is worth seeing for yourself.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,504
Lot Size43 ft x 109 ft
mls© NumberX13785850
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$375
Heat allowance
$150
Housing costs
$3,591 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$111,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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