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New4 days ago

25 Central Street

, Waterloo

$897,888

Detached|2-Storey
4 | 2 | 2
About this home

Welcome to 25 Central Street, Waterloo-a beautifully updated century home offering timeless character, modern upgrades, and an unbeatable location in the heart of Uptown Waterloo. This charming 4-bedroom, 2-bathroom home boasts outstanding curb appeal with a spacious covered front porch, the perfect place to relax and enjoy the neighbourhood. Step inside and be welcomed by the home's stunning original curved staircase, setting the tone for the character and craftsmanship found throughout. To the right, the bright and inviting living room flows seamlessly into the formal dining room, creating an ideal space for everyday living and entertaining. Off the dining room, a second staircase leads to the upper level, adding both convenience and classic charm. The custom-designed kitchen has been thoughtfully renovated with quartz countertops, under-cabinet lighting, brand-new stainless steel appliances, and plenty of workspace. Just off the kitchen is a bright sunroom that provides additional living space and direct access to the peaceful backyard. The main floor also features a versatile bedroom that can easily serve as a home office, along with a convenient 3-piece bathroom. Upstairs you'll find three spacious bedrooms and an updated 4-piece bathroom. One of the upper bedrooms includes a staircase leading to the unfinished attic, offering excellent storage or future potential. Soaring 9-foot ceilings, new solid maple hardwood flooring, and new wood Thermopane windows throughout beautifully blend historic elegance with modern comfort. Additional updates include a recent high-efficiency forced air gas furnace and new central AC for year-round comfort. Outside, enjoy a quiet backyard complete with a garden shed and parking for two vehicles. Located in the centre of Uptown, this home is within walking distance of restaurants, shopping, Waterloo Park, Universities and countless other amenities. A rare opportunity to own a beautifully renovated character home in Waterloo!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$5,500
Lot Size45 ft x 104.82 ft
mls© NumberX13792160
Listed ByROYAL LEPAGE WOLLE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,596
Property tax
$458
Heat allowance
$150
Housing costs
$5,204 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,578
25-yr amortization

Income needed

$160,000

gross annual household income

Payment at 4%
$3,778 / mo
Cash down
$179,578

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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