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New4 days ago

30 Elgin Street

Waterdown, Hamilton

$1,145,000

Detached|1 1/2 Storey
3 | 3 | 7
About this home

Welcome to 30 Elgin Street, an elegant 3+1 bedroom home situated on a generous lot in the wonderful Waterdown community. Set amongst mature trees and thoughtful landscaping, this inviting home offers a versatile layout, plenty of indoor and outdoor living space and a detached garage that offers ample possibilities well beyond vehicle parking. A welcoming front entry opens to a bright interior with plenty of natural light throughout the home's principal living spaces. The main living area offers ample room to relax and entertain, while the adjoining dining space provides a natural setting for everyday meals or larger gatherings. The kitchen offers generous cabinetry, storage, and counter space while connecting easily with the surrounding living areas. The upper-floor primary bedroom serves as a private retreat, complete with an adjoining bathroom, generous closet space and a separate walk-in dressing room featuring custom cabinetry. The additional bedrooms offer comfortable and versatile living spaces, with ample room to accommodate family, guests, a home office or other uses to suit a variety of needs. A patio with adjoining hot tub creates a private backyard oasis with ample space for outdoor dining, entertaining, relaxing or simply enjoying the surrounding outdoor space. The detached garage provides indoor parking for a vehicle along with additional storage and workshop space, while also offering the flexibility to be reimagined as a studio, hobby area or other flex space to suit your needs. Located in the heart of Waterdown and close to parks, schools, shopping, restaurants and the many amenities the community has to offer, 30 Elgin Street combines a generous lot, versatile living space and a wonderful backyard setting in an established Waterdown neighbourhood.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size1500-2000 sq. ft.
Property Tax$6,463
Lot Size80 ft x 133.32 ft
mls© NumberX13792172
Listed ByUMBER REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,861
Property tax
$539
Heat allowance
$150
Housing costs
$6,549 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $229,000
25-yr amortization

Income needed

$202,000

gross annual household income

Payment at 4%
$4,818 / mo
Cash down
$229,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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