4864 SIMCOE Street
210 - Downtown, Niagara Falls
$445,000
Great home for first time buyers or families, 2 story, 3 bedroom character home in established Niagara Falls location. Spacious foyer, hardwood staircase, updated kitchen with many cabinets, formal dining room and huge formal living room, both with hardwood flooring. Upstairs are three bedrooms, each large and with a closet, updated bathroom in 2024. Basement is dry and unfinished, great area for storage or possibly could finish for extra living space. Basement has laundry; washer and dryer 2025, boiler heat with 3 window AC units included. Large yard, partially fenced, close proximity to bus route, park on ValleyWay, church, schools, amenities and the Falls. All appliances are included, water heater is owned (2019). Move in ready!
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,163 |
| Lot Size | 40 ft x 146.89 ft |
| mls© Number | X13799882 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,278
- Property tax
- $264
- Heat allowance
- $150
- Housing costs
- $2,691 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$83,000
gross annual household income
- Payment at 4%
- $1,873 / mo
- Cash down
- $89,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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