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Price Change$1,119,900

8113 Fatima Court

208 - Mt. Carmel, Niagara Falls

$1,199,000

Detached|Bungalow
4 | 4 | 8
About this home

Mount Carmel, Niagara Falls. Executive four-bedroom bungalow in one of the city's most prestigious neighbourhoods, offering approximately 2,750 square feet on one level, a spectacular open layout, a finished lower level with a second kitchen and in-law potential, and a huge 79 x 185 foot lot with no rear neighbours.Tucked on a quiet court off Kalar Road in the heart of Mount Carmel, the home opens through a custom executive front door into a grand foyer with 12-foot ceilings and rich wood floors. The layout is the standout here: carpet free, open and bright, and it works just as well for a quiet Tuesday as it does for a houseful of people. The chef's kitchen is flooded with natural light from oversized windows, with granite countertops, sleek cabinetry, stainless steel appliances, dual wall ovens, and a large centre island with built-in wine storage. A garden door opens to the covered patio, and the adjoining sunroom and breakfast area make an easy spot for morning coffee. The formal living room centres on a natural gas fireplace with a custom surround and walks out to the rear patio.All four bedrooms are on the main floor, including a primary suite with a five-piece ensuite finished in upgraded granite, plus ample storage. Four bathrooms in total.The finished lower level adds real value: a second kitchen, an oversized recreation room, and space for extended family, guests, or teenagers. Strong in-law potential here.The backyard is the other selling feature. A huge, private, mature lot with a deck, serene views and no homes behind it. The interlock driveway parks six, with an attached double garage for eight spaces in total. Updates include rear windows and central vacuum in 2024, attic insulation in 2023, a water filtration system, and front yard irrigation.Mount Carmel homes of this size and quality rarely come to market in Niagara Falls.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age16-30
Size2500-3000 sq. ft.
Property Tax$9,671
Lot Size79.16 ft x 185.01 ft
mls© NumberX13805444
Listed ByEXP REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,137
Property tax
$806
Heat allowance
$150
Housing costs
$7,093 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $239,800
25-yr amortization

Income needed

$218,000

gross annual household income

Payment at 4%
$5,046 / mo
Cash down
$239,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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