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New1 hour ago

4 Whitaker Avenue

Niagara, Toronto

$1,287,000

Detached|2-Storey
2 | 2 | 1
About this home

Rare freehold detached red brick home tucked away on a quiet cul-de-sac in a prime King West location, complete with an attached single-car garage. Updates in 2026 include: Roof, air conditioner, furnace, fridge, dishwasher, washing machine and dryer. Inside are 2 spacious bedrooms, 2 bathrooms, and nine-foot ceilings in the living room. The open-concept living and dining area is full of character, with hardwood floors, crown moulding, pot lights, and large windows. The kitchen offers stainless steel appliances and plenty of storage. Upstairs, the primary bedroom features hardwood and crown moulding, while the second bedroom offers lots of space for a hybrid setup, whether a bedroom or home office. A 5-piece bathroom completes the upper level. The fully finished lower level adds a family room, home office, or gym, with a 3-piece bathroom and dedicated laundry. The garage has a dedicated heat/AC unit and is accessed off the laneway. Steps to the King Street streetcar, waterfront bike path, cafes, restaurants, Stanley Park, Trinity Bellwoods, and easy access to both the Gardiner Expressway and Union Station.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$7,210
Lot Size17 ft x 54 ft
mls© NumberC13636522
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,587
Property tax
$601
Heat allowance
$150
Housing costs
$7,338 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $257,400
25-yr amortization

Income needed

$226,000

gross annual household income

Payment at 4%
$5,416 / mo
Cash down
$257,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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