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New6 days ago

214 Gainsborough Road

Woodbine Corridor, Toronto

$1,249,000

Detached|2-Storey
3 | 2 | 2
About this home

Move in before school starts! This beautifully maintained detached three bed, two bath home is set on a generous lot on one of the Beach Hill's most welcoming streets. Thoughtfully cared for over the years, it blends the warmth and character of a classic Toronto home with the comfort and functionality today's families appreciate. Generous bright principal rooms, hardwood floors, east/west exposure, and a wood-burning fireplace create inviting living spaces. The kitchen has granite countertops and stainless steel appliances, which overlooks the very private backyard featuring a large deck, mature perennial gardens, and a magnificent tree. Original details, including vintage door knobs and pineapple banister finials, add timeless character throughout. The finished basement offers exceptional flexibility with built-in storage, a Murphy bed, and a three-piece bathroom. At the end of the street lies the peaceful Williamson Park Ravine and steps to parks, schools including Bowmore Road Jr Sr PS and French-language programs, community centre, local cafés, restaurants, shops, transit, and everyday amenities, with the Carlton streetcar nearby and Coxwell Station within walking distance, plus an easy drive downtown. Short closing available.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$6,200
Lot Size25 ft x 107.41 ft
mls© NumberE13615732
Listed ByBSPOKE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,393
Property tax
$517
Heat allowance
$150
Housing costs
$7,060 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $249,800
25-yr amortization

Income needed

$217,000

gross annual household income

Payment at 4%
$5,256 / mo
Cash down
$249,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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