82 Mill Street
Mill Pond, Richmond Hill
$899,000
Your chance to own on coveted Mill Street in the heart of Mill Pond-for under $1 million! You know the charming white house with the beautiful gardens? That's the one. Whether you're looking to build your dream home or invest for the future, this property offers incredible potential. Rent it out while you design your custom home, or move in and enjoy it as-is. The finished basement features an in-law suite, adding flexibility for extended family or rental income. Just steps to Mill Pond, Yonge Street, restaurants, parks, top-ranked schools, and all the charm that makes this one of Richmond Hill's most sought-after neighbourhoods.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,690 |
| Lot Size | 51.19 ft x 83.82 ft |
| mls© Number | N13582738 |
| Listed By | LACEBY REAL ESTATE LIMITED |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,601
- Property tax
- $391
- Heat allowance
- $150
- Housing costs
- $5,142 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$158,000
gross annual household income
- Payment at 4%
- $3,783 / mo
- Cash down
- $179,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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