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Listed 12 days ago

235 Rosemar Gardens

Mill Pond, Richmond Hill

$1,488,000

Detached|Sidesplit 3
4 | 3 | 7
About this home

Welcome to this sun-filled, fully customized 4-bed detached showpiece on quiet, cul de sac, in the prestigious Mill Pond neighborhood, steps from the pond and downtown Richmond Hill. Flooded with natural light and boasting $250K+ in meticulous renovations, this bright home features a custom kitchen, bespoke bathrooms, upgraded window blinds, and smart tech (smart toilets, cameras, thermostat, smoke detector). The fully finished lower level offers exceptional income potential with a separate entrance and private laundry. Enjoy total peace of mind with upgraded mechanicals including furnace, AC, water tank, plus an upgraded electrical panel, modern lighting, and a dedicated EV charger. Location is paramount: walk to scenic Mill Pond and vibrant downtown shops. Families will value being near top-tier education, including the coveted IB Program at Alexander Mackenzie H.S. and St. Theresa of Lisieux Catholic H.S. Turn-key and elegantly designed, this is an absolute must-see!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleSidesplit 3
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,762
Lot Size42.65 ft x 103.06 ft
mls© NumberN13601376
Listed ByFARLAN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,616
Property tax
$480
Heat allowance
$150
Housing costs
$8,246 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $297,600
25-yr amortization

Income needed

$254,000

gross annual household income

Payment at 4%
$6,262 / mo
Cash down
$297,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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