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New6 days ago

99 Cumming Drive

Ardagh, Barrie

$849,900

Detached|Bungalow-Raised
2 | 3 | 6
About this home

UPDATED BUNGALOW IN SOUGHT-AFTER ARDAGH PERFECT FOR DOWNSIZERS, RETIREES & YOUNG PROFESSIONALS! Beautifully maintained and set on a street buyers love, this Ardagh raised bungalow brings major improvements, eye-catching curb appeal, and a layout that feels like home right away. Big-ticket updates have already been tackled, including shingles (2019), eavestroughs and downpipes (2021), all newer windows and doors except the patio garden door (2021), plus a newer furnace and air conditioner (2022.) The brick exterior with stone accents, newer black front door framed by a transom and two sidelights, replaced garage door, updated front stair railing, and attached 2-car garage with drywall give the home a beautifully maintained look, while the private backyard offers updated fencing, in-ground irrigation, a deck, morning sun out back, and evening light at the front. Nearly 2,400 finished sq ft of interior living space includes open-concept principal rooms with a kitchen featuring stainless steel appliances, tile flooring, and a backsplash, a breakfast area with a garden door walkout, and a dining area with a tall vaulted ceiling and newer custom blinds. The living room is anchored by a gas fireplace, while custom lighting, California shutters in multiple rooms, and refreshed paint in select areas continue the list of thoughtful improvements. The primary bedroom features updated hardwood flooring, a fully remodelled 4-piece ensuite, and a spacious walk-in closet, with the former third bedroom converted to expand the closet and ensuite space. Downstairs, the finished basement adds a large rec room with a second gas fireplace, a third bedroom, and a full bathroom, giving you the flexibility for guests, older kids, or extended family. All of it comes together in Barrie's highly regarded Ardagh neighbourhood, close to the Ardagh Bluffs trail system, parks, schools, daily amenities, public transit, and Highway 400.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$7,186
Lot Size49.21 ft x 132.87 ft
mls© NumberS13779520
Listed ByRE/MAX HALLMARK PEGGY HILL GROUP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,350
Property tax
$599
Heat allowance
$150
Housing costs
$5,099 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $169,980
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,577 / mo
Cash down
$169,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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