Boyd Avenue Bungalow! Great 2 bed, 2 bath home with amazing potential for in-law suite. Hardwood flooring on the main level, updated kitchen cupboards and pot lighting. A separate entry to high finished basement with 3 piece bath and tile flooring. Private drive, garage and fenced yard. Close to TTC, schools, the UP express and GO train just a short walk away. Perfect starter home or for a downsizing family.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,672 |
| Lot Size | 40 ft x 95.62 ft |
| mls© Number | W13506090 |
| Listed By | BOSLEY REAL ESTATE LTD. |
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,069
- Property tax
- $306
- Heat allowance
- $150
- Housing costs
- $4,525 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$139,000
gross annual household income
- Payment at 4%
- $3,345 / mo
- Cash down
- $159,000
Assumes no other monthly debts · 25-yr amortization
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