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105 - St. Davids, Niagara-on-the-Lake
$1,180,000
Welcome to this exceptional custom raised BUNGALOW WITH ACCESSORY BUILDING in St. Davids, Niagara-on-the-Lake. Set on a rare 50 x 427 ft lot, this property offers the perfect blend of luxury finishes, flexible living, and a private natural setting with full municipal services.The 1,643 sq. ft. main floor features 3 spacious bedrooms and 2 full bathrooms, including a stunning primary retreat with a large walk-in closet, spa-inspired ensuite featuring double stone vanity, clawfoot tub, separate glass shower, and Juliette balcony. The chef's kitchen showcases ceiling-height cabinetry, stone countertops, abundant storage, oversized workspace, and a wet bar with wine fridge. Luxury wide-plank engineered hardwood flooring and premium finishes are found throughout. The lower level offers excellent potential with a framed and insulated future fourth bedroom waiting your final touches. A simple addition of a door at the top of the main floor stairs could create enhanced privacy, making the lower level ideal for future in-law or multi-generational living. A rare bonus is the accessory building featuring a full kitchen with dishwasher, powder room, upper bedroom, and full bath-perfect for extended family and guests. Exterior highlights include natural stone accents, paver stone driveway and walkway, parking for 4 vehicles plus an oversized insulated, lift-capable garage. Additional features include an owned Navien tankless water heater, central vacuum rough-in, sump pump w email notification, and fully fenced yards for both the main home and accessory building. Beyond the rear fence enjoy your own private wooded retreat. Located within the highly rated St. Davids Public School catchment and just minutes to award-winning wineries, golf, shopping, fitness and tennis clubs, Niagara Falls, St. Catharines, Brock University, Niagara College, hospitals, the QEW, and the U.S. border. Experience peaceful country living with the convenience of city amenities nearby.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | 0-5 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,157 |
| Lot Size | 50 ft x 427 ft |
| mls© Number | X13606016 |
| Listed By | REVEL Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,040
- Property tax
- $596
- Heat allowance
- $150
- Housing costs
- $6,786 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$209,000
gross annual household income
- Payment at 4%
- $4,966 / mo
- Cash down
- $236,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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