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105 - St. Davids, Niagara-on-the-Lake
$1,125,000
Nestled in the heart of the charming village of St. Davids, this solid stone bungalow offers timeless craftsmanship, exceptional comfort, and the ease of spacious one-floor living.Step inside to a sprawling main floor filled with natural light, where quality is evident throughout with beautiful oak trim and solid oak doors, elegant granite countertops, and generous living spaces designed for everyday comfort and entertaining.Thoughtfully equipped for convenience and peace of mind, the home features a chair lift for enhanced accessibility and a whole-home Generac backup generator. The attached garage is air-conditioned, making it the perfect space for a workshop, hobby area, or comfortable year-round storage.Located just minutes from award-winning wineries, golf courses, excellent schools, scenic walking trails, and the quaint shops and restaurants that make St. Davids one of Niagara-on-the-Lake's most sought-after communities, this home offers the perfect blend of village charm and modern convenience. Furnace & A/C (2018) , Roof (2021)
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 16-30 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,149 |
| Lot Size | 80.68 ft x 127.82 ft |
| mls© Number | X13584602 |
| Listed By | NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,758
- Property tax
- $596
- Heat allowance
- $150
- Housing costs
- $6,504 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$200,000
gross annual household income
- Payment at 4%
- $4,734 / mo
- Cash down
- $225,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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