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Price Change$1,175,000

222 Four Mile Creek Road W

105 - St. Davids, Niagara-on-the-Lake

$1,125,000

Detached|Bungalow
3 | 3 | 4
About this home

Nestled in the heart of the charming village of St. Davids, this solid stone bungalow offers timeless craftsmanship, exceptional comfort, and the ease of spacious one-floor living.Step inside to a sprawling main floor filled with natural light, where quality is evident throughout with beautiful oak trim and solid oak doors, elegant granite countertops, and generous living spaces designed for everyday comfort and entertaining.Thoughtfully equipped for convenience and peace of mind, the home features a chair lift for enhanced accessibility and a whole-home Generac backup generator. The attached garage is air-conditioned, making it the perfect space for a workshop, hobby area, or comfortable year-round storage.Located just minutes from award-winning wineries, golf courses, excellent schools, scenic walking trails, and the quaint shops and restaurants that make St. Davids one of Niagara-on-the-Lake's most sought-after communities, this home offers the perfect blend of village charm and modern convenience. Furnace & A/C (2018) , Roof (2021)

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$7,149
Lot Size80.68 ft x 127.82 ft
mls© NumberX13584602
Listed ByNIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,758
Property tax
$596
Heat allowance
$150
Housing costs
$6,504 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $225,000
25-yr amortization

Income needed

$200,000

gross annual household income

Payment at 4%
$4,734 / mo
Cash down
$225,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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