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Listed 3 months ago

18 Four Mile Creek Road

105 - St. Davids, Niagara-on-the-Lake

$1,799,900

Detached|Bungalow
3 | 3 | 6
About this home

EVERY SO OFTEN, A HOME COMES ALONG THAT REDEFINES LUXURY BUNGALOW LIVING. Set within one of the area's most prestigious established communities, this custom-built stone bungalow offers timeless design, exceptional craftsmanship, and 2,448 sq. ft. of beautifully finished main-floor living. The expansive walk-out lower level has been intentionally left unfinished, providing the rare opportunity to create a custom space perfectly suited to your lifestyle. A grand foyer welcomes you into an elegant open-concept layout featuring engineered hardwood, ceramic tile, coffered ceilings, and an inviting electric fireplace. The chef-inspired kitchen is the heart of the home, showcasing quartz countertops, an oversized island with built-in dishwasher, Professional Series appliances, and a walk-in pantry complete with prep sink, wine cooler, and additional storage. The dining area opens seamlessly to the covered rear deck for effortless indoor-outdoor living. The spacious primary suite offers a walk-in closet and a beautifully appointed 4-piece ensuite with an oversized tiled walk-in shower. Two additional bedrooms share a stylish 3-piece bath, while a powder room adds convenience for guests. Outdoor living is equally impressive with a covered composite deck and gas BBQ hookup, a vaulted 3-season sunroom by Outdoor Living Designs, professionally landscaped grounds with interlocking stone walkways and patios, in-ground sprinkler system, exterior lighting, and a private hot tub retreat. An oversized double garage completes the package. Ideally located just minutes from award-winning wineries, fine dining, boutique shopping, golf, the QEW, and the Lewiston-Queenston Bridge, this exceptional home offers the perfect blend of luxury, comfort, and future potential in one of the region's most sought-after neighborhoods.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$7,753
Lot Size237.93 ft x 90.61 ft
mls© NumberX13512740
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,213
Property tax
$646
Heat allowance
$150
Housing costs
$10,009 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $359,980
25-yr amortization

Income needed

$308,000

gross annual household income

Payment at 4%
$7,574 / mo
Cash down
$359,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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