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105 - St. Davids, Niagara-on-the-Lake
$2,399,000
Welcome to this exceptional home nestled in the charming community of St. David's, Niagara-on-the-Lake. Offering over 3,700 sq ft of finished living space, this residence blends modern luxury with timeless elegance, all set in one of the regions most sought-after neighborhoods, minutes from renowned wineries, top-rated schools, golf courses, and shopping. Step inside to discover a thoughtfully designed layout perfect for multi-generational living, featuring soaring ceilings, abundant natural light, and premium finishes throughout. The heart of the home is a chefs kitchen, complete with premium appliances, gas range, walk-in pantry, and a spacious island ideal for entertaining. The expansive great room with a gas fireplace flows seamlessly to a partially covered patio, offering the perfect setting for indoor-outdoor gatherings. Enjoy formal meals in the separate dining room, or take the celebration outside under the covered space overlooking the serene backyard. Upstairs, the luxurious primary suite boasts a spa-inspired ensuite with soaker tub, separate glass shower, and double sinks, along with 2 walk-in closets. There are two bedrooms each with their own walk-in closet, a full bath with double sinks and a conveniently located laundry. A 4th bedroom has it's own two piece ensuite and is also perfect for a light filled artist studio. Designed for comfort, the home includes two furnaces and two A/C units, a double garage with inside entry, and an elevator shaft ready for future installation. The semi finished drywalled walk-out lower level offers endless potential as a future in-law suite with rough in for 2 bedrooms, full bath, in-floor heating, separate laundry and kitchen. This is more than a home it's a lifestyle. Enjoy the peaceful surroundings of Niagara, all while being moments from every modern convenience.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 3500-5000 sq. ft. |
| Property Tax | $11,717 |
| Lot Size | 91 ft x 108 ft |
| mls© Number | X13580062 |
| Listed By | ENGEL & VOLKERS NIAGARA |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $12,279
- Property tax
- $976
- Heat allowance
- $150
- Housing costs
- $13,406 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$412,000
gross annual household income
- Payment at 4%
- $10,095 / mo
- Cash down
- $479,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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