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105 - St. Davids, Niagara-on-the-Lake
$815,000
Flexible closing available!! In-Law Capability!! Welcome to 316 Concession 3 Road, where comfort, style, and the Niagara-on-the-Lake lifestyle come together. Ideally situated directly across from picturesque vineyards with stunning escarpment views, this beautifully maintained all-brick raised bungalow offers exceptional curb appeal and an unbeatable location. Built in 2016, this spacious 2+1 bedroom, 3-bathroom home features approximately 2,749 sq. ft. of finished living space. The bright, open-concept design is highlighted by soaring ceilings, rich oak flooring, and quality finishes throughout. The private primary suite is a true retreat, overlooking the vineyard and featuring a walk-in closet and a 3-piece ensuite. A second bedroom and full bathroom complete the main level. The fully finished lower level offers incredible versatility with a large recreation room along with a bright third bedroom featuring full-sized windows and an additional full bathroom. With a separate garage entrance leading to the lower level, the home also presents excellent potential for an in-law suite or income-generating rental opportunity, making it an attractive option for multi-generational living or savvy investors.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,624 |
| Lot Size | 11.53 metres x 32.01 metres |
| mls© Number | X13537288 |
| Listed By | REVEL Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,172
- Property tax
- $469
- Heat allowance
- $150
- Housing costs
- $4,790 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$147,000
gross annual household income
- Payment at 4%
- $3,430 / mo
- Cash down
- $163,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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