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Price Change$839,900

316 Concession 3 Road

105 - St. Davids, Niagara-on-the-Lake

$815,000

Detached|Bungalow-Raised
3 | 3 | 4
About this home

Flexible closing available!! In-Law Capability!! Welcome to 316 Concession 3 Road, where comfort, style, and the Niagara-on-the-Lake lifestyle come together. Ideally situated directly across from picturesque vineyards with stunning escarpment views, this beautifully maintained all-brick raised bungalow offers exceptional curb appeal and an unbeatable location. Built in 2016, this spacious 2+1 bedroom, 3-bathroom home features approximately 2,749 sq. ft. of finished living space. The bright, open-concept design is highlighted by soaring ceilings, rich oak flooring, and quality finishes throughout. The private primary suite is a true retreat, overlooking the vineyard and featuring a walk-in closet and a 3-piece ensuite. A second bedroom and full bathroom complete the main level. The fully finished lower level offers incredible versatility with a large recreation room along with a bright third bedroom featuring full-sized windows and an additional full bathroom. With a separate garage entrance leading to the lower level, the home also presents excellent potential for an in-law suite or income-generating rental opportunity, making it an attractive option for multi-generational living or savvy investors.

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,624
Lot Size11.53 metres x 32.01 metres
mls© NumberX13537288
Listed ByREVEL Realty Inc., Brokerage

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,172
Property tax
$469
Heat allowance
$150
Housing costs
$4,790 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $163,000
25-yr amortization

Income needed

$147,000

gross annual household income

Payment at 4%
$3,430 / mo
Cash down
$163,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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