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Listed 1 month ago

107 Millpond Road

105 - St. Davids, Niagara-on-the-Lake

$1,788,800

Detached|Bungalow
3 | 4 | 4
About this home

Offering 3+2 bedrooms, 3+1 bathrooms, and over 4,000 sq. ft. of beautifully finished living space, including a complete lower-level in-law suite, this impressive bungalow delivers exceptional space, versatility, and refined comfort in a sought-after location between Niagara-on-the-Lake's renowned vineyards and the conveniences of Niagara Falls. Step inside to soaring ceilings, elegant wall panel detailing, and a bright, thoughtfully designed layout made for both everyday living and entertaining. At the heart of the home, the chef-inspired kitchen features quartz countertops, custom built-in cabinetry, and a premium Thermador gas range, creating a polished and highly functional space. The main level offers spacious principal rooms and generously sized bedrooms, while the fully finished lower level provides outstanding flexibility with 2 additional bedrooms, a full kitchen, bathroom, and comfortable living space-ideal for extended family, multi-generational living, guests, or a private in-law setup. Two gas fireplaces add warmth and character throughout the home, while the covered rear patio offers a comfortable place to relax or entertain outdoors. Additional highlights include engineered hardwood flooring, heated floors in all bathrooms, motorized blinds, a second kitchen in the lower level, in-ground sprinkler system, double-car garage, and ample driveway parking. This home combines modern finishes, thoughtful upgrades, and impressive flexibility in one exceptional package - don't miss out.

Extras

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
StyleBungalow
Approx. Age0-5
Size2000-2500 sq. ft.
Property Tax$9,408
Lot Size45.09 ft x 125.38 ft
mls© NumberX13680666
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$9,156
Property tax
$784
Heat allowance
$150
Housing costs
$10,090 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $357,760
25-yr amortization

Income needed

$310,000

gross annual household income

Payment at 4%
$7,528 / mo
Cash down
$357,760

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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