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105 - St. Davids, Niagara-on-the-Lake
$1,788,800
Offering 3+2 bedrooms, 3+1 bathrooms, and over 4,000 sq. ft. of beautifully finished living space, including a complete lower-level in-law suite, this impressive bungalow delivers exceptional space, versatility, and refined comfort in a sought-after location between Niagara-on-the-Lake's renowned vineyards and the conveniences of Niagara Falls. Step inside to soaring ceilings, elegant wall panel detailing, and a bright, thoughtfully designed layout made for both everyday living and entertaining. At the heart of the home, the chef-inspired kitchen features quartz countertops, custom built-in cabinetry, and a premium Thermador gas range, creating a polished and highly functional space. The main level offers spacious principal rooms and generously sized bedrooms, while the fully finished lower level provides outstanding flexibility with 2 additional bedrooms, a full kitchen, bathroom, and comfortable living space-ideal for extended family, multi-generational living, guests, or a private in-law setup. Two gas fireplaces add warmth and character throughout the home, while the covered rear patio offers a comfortable place to relax or entertain outdoors. Additional highlights include engineered hardwood flooring, heated floors in all bathrooms, motorized blinds, a second kitchen in the lower level, in-ground sprinkler system, double-car garage, and ample driveway parking. This home combines modern finishes, thoughtful upgrades, and impressive flexibility in one exceptional package - don't miss out.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 0-5 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $9,408 |
| Lot Size | 45.09 ft x 125.38 ft |
| mls© Number | X13680666 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $9,156
- Property tax
- $784
- Heat allowance
- $150
- Housing costs
- $10,090 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$310,000
gross annual household income
- Payment at 4%
- $7,528 / mo
- Cash down
- $357,760
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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