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105 - St. Davids, Niagara-on-the-Lake
$1,125,000
Welcome to "The McIntosh," a rare Lakeview Homes model-one of only three built in 2017-in the sought-after St. David's community of Niagara-on-the-Lake. Surrounded by vineyards and open green space, this impressive all-brick, carpet-free two-storey residence offers approximately 2,985 sq. ft. of thoughtfully designed living space, close to St. David's Public School and local amenities. The bright, open-concept main floor features 9-foot ceilings, engineered flooring, custom California shutters throughout and an elegant curved staircase. The upgraded kitchen showcases quartz countertops, an oversized 11' 4' centre island, black stainless-steel KitchenAid appliances, gas cooktop, built-in oven and microwave, plus integrated garbage and recycling bins. Direct garage access leads to a convenient mudroom. Upstairs, the spacious primary suite is entered through double doors and includes a large walk-in closet and luxurious ensuite with double sinks, an extended vanity and upgraded tilework. Two additional bedrooms share a Jack-and-Jill bathroom, while a separate guest bedroom is served by another full bathroom. A wide upper hallway, second-floor laundry with gas connection and a large window above the staircase provide added function and abundant natural light. The expansive open-concept unfinished basement offers excellent future potential and a complete full bath and a cold room. S/S Kitchen Appliances: Stove, Range Hood, Fridge, Dish Washer, Central A/C, furnace, GDO, ALL ELFs, Washer & Dryer. A distinctive, spacious home in one of Niagara-on-the-Lake's most desirable residential settings. School Bus pick up around the corner.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $7,662 |
| Lot Size | 37 ft x 105 ft |
| mls© Number | X13591354 |
| Listed By | SUTTON GROUP-ADMIRAL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,758
- Property tax
- $638
- Heat allowance
- $150
- Housing costs
- $6,547 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$201,000
gross annual household income
- Payment at 4%
- $4,734 / mo
- Cash down
- $225,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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