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Listed 2 months ago

302 Concession 3 Road

105 - St. Davids, Niagara-on-the-Lake

$875,000

Detached|2-Storey
2 | 3 | 4
About this home

Welcome to this beautifully updated home in the heart of St. Davids, where timeless design meets modern comfort in one of Niagara-on-theLake's most sought-after communities. Perfectly positioned with breathtaking views overlooking a tranquil vineyard, this exceptional residenceoffers a rare blend of privacy, beauty, and refined wine country living-just minutes from world-class wineries, golf courses, Old Town Niagaraon-the-Lake, and the Niagara Parkway. From the moment you arrive, the home exudes quiet sophistication. Thoughtfully curated updates,elegant finishes, and a seamless flow of living spaces create an atmosphere that is both inviting and effortlessly luxurious, designed for everydaycomfort and elevated entertaining. Step into your private backyard oasis, or unwind on the elegant covered front porch with sweeping vineyardviews. Both offer unforgettable mornings, golden sunsets, and peaceful evenings under the stars. It is a setting that feels like a retreat-serene,intimate, and truly special. Recent upgrades provide peace of mind and lasting value, including a 200-amp upgraded electrical panel, aninsulated and heated garage, a steel roof (2023), and a whole-home water purification system. Every improvement has been carefully selectedto enhance both comfort and long-term quality. Whether you're seeking a full-time residence or a refined getaway in wine country, this homedelivers a lifestyle defined by elegance, comfort, and connection to one of Niagara's most desirable settings.

Extras

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,736
Lot Size37.83 ft x 105.02 ft
mls© NumberX13560318
Listed ByCentury 21 Heritage Group Ltd., Brokergae

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,479
Property tax
$478
Heat allowance
$150
Housing costs
$5,107 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $175,000
25-yr amortization

Income needed

$157,000

gross annual household income

Payment at 4%
$3,682 / mo
Cash down
$175,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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