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Listed 2 months ago

154 Humphrey Street

Waterdown, Hamilton

$1,390,000

Detached|2-Storey
4 | 4 | 4
About this home

A bright, spacious and spotless home offering approx. 2740 sqft of beautifully upgraded living. The backyard has been recently fully upgraded with a premium concrete floor (an impressive $20K investment) creating a modern, grass free, low maintenance outdoor space ideal for entertaining or relaxing. Inside, the home features 4 generous bedrooms, 3 full washrooms on the second level, and a powder room on the main floor. Enjoy hardwood floors throughout, stylish accent walls across the home, and elegant circular stairs connecting the basement to the second level. The upgraded kitchen showcases quartz counters, a designer backsplash, and undermount lighting, complemented by a cozy gas fireplace in the family room. An impressive double door entry with existing wrought iron doors and upgraded dining chandelier complete this exceptional property.

Extras

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Contact Milad directly.

agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age6-15
Size2500-3000 sq. ft.
Property Tax$8,297
Lot Size38.06 ft x 90.22 ft
mls© NumberX13635602
Listed ByHOMELIFE/CHAMPIONS REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,115
Property tax
$691
Heat allowance
$150
Housing costs
$7,956 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $278,000
25-yr amortization

Income needed

$245,000

gross annual household income

Payment at 4%
$5,849 / mo
Cash down
$278,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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