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Waterdown, Hamilton
$1,450,000
Located in Waterdown's family-oriented community, 446 Humphrey St is an exceptional 5-bedroom, 4-bathroom executive residence offering 3,474 SF above grade, where refined finishes, thoughtful design, and everyday functionality come together beautifully. The main level welcomes with a grand double-door entry, elegant tiled foyer, rich hardwood floors, and generous principal rooms designed for both comfortable family living and sophisticated entertaining. A private main-floor office offers flexibility as a work-from-home space or potential 6th bedroom. The chef-inspired kitchen features quartz countertops, quartz backsplash, premium Samsung appliances, and a dedicated servery with extensive cabinetry. The bright breakfast area and family room overlook the backyard and centre around a fireplace, creating a warm and inviting gathering space. Above, five generously sized bedrooms, each with a walk-in closet, provide exceptional space for a growing family. The primary retreat features a spacious walk-in and spa-inspired 5-piece ensuite with dual vanities. Thoughtfully designed Jack & Jill bathrooms serve the secondary bedrooms, while a dedicated upper-level laundry adds convenience. Below, the unfinished lower level offers outstanding future potential with oversized windows, open-concept space, and a cold room, ideal for a future recreation room, gym, home theatre, or in-law suite. A standout family advantage: the new Waterdown Bay Elementary School (JK-8), opening September 2027, is just minutes away on foot and will also feature a daycare facility. An exceptional location close to major highways, top-rated schools, shopping, restaurants, conservation areas, golf courses, and scenic walking trails. A sophisticated family home in a location designed for the discerning family. Do not delay on this offering!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 0-5 |
| Size | 3000-3500 sq. ft. |
| Property Tax | $9,900 |
| Lot Size | 57.08 ft x 97.65 ft |
| mls© Number | X13662226 |
| Listed By | SAM MCDADI REAL ESTATE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,422
- Property tax
- $825
- Heat allowance
- $150
- Housing costs
- $8,397 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$258,000
gross annual household income
- Payment at 4%
- $6,102 / mo
- Cash down
- $290,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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