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Stoney Creek, Hamilton
$1,209,900
Just one block from Lake Ontario, in the desirable Fifty Point area of Stoney Creek, this lovely 4-bedroom home offers excellent curb appeal and a fully finished basement with a separate entrance-ideal for extended family or as an income-generating suite. The two-story foyer fills the open-concept main level with natural light. A separate dining room is perfect for entertaining, while the spacious family room with a gas fireplace opens into the eat-in kitchen. The large kitchen features abundant cabinetry, a generous island with a breakfast bar, a floor-to-ceiling pantry, and plenty of space for a table-perfect for family gatherings. Sliding doors lead to a balcony with access to the expansive backyard. California shutters enhance the many windows throughout the home.The second floor includes four well-sized bedrooms; the primary bedroom offers an ensuite bathroom and a walk-in closet. The basement features a fully equipped in-law suite complete with a kitchen, family room, bedroom, and bathroom. Conveniently located close to all amenities, the QEW, and the GO Train station.
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,698 |
| Lot Size | 40.03 ft x 100 ft |
| mls© Number | X12901782 |
| Listed By | INTERNATIONAL REALTY FIRM, INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,193
- Property tax
- $558
- Heat allowance
- $150
- Housing costs
- $6,901 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$212,000
gross annual household income
- Payment at 4%
- $5,091 / mo
- Cash down
- $241,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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