128 Palacebeach Trail
Lakeshore, Hamilton
$649,000
Welcome to lakeside living, just steps from Lake Ontario in Stoney Creek! This immaculate freehold townhome is the perfect home, boasting excellent layout with 3 spacious bedrooms, upstairs laundry, and inside access to the garage. The bright living spaces flow effortlessly to a large, private backyard ideal for entertaining. Loaded with premium updates, the home features brand-new designer light fixtures, a newer roof (2023), and newer stainless steel appliances (2024). Located in a quieter, premium neighbourhood just minutes from Fifty Point, Costco, major retail, and the QEW for an easy commute to Toronto or Niagara-On-The-Lake - This is the ideal home for a family wanting to live in a peaceful lakeside community.
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| Type | Att/Row/Townhouse |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,552 |
| Lot Size | 20.51 ft x 86.35 ft |
| mls© Number | X13578144 |
| Listed By | ROYAL LEPAGE STATE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $379
- Heat allowance
- $150
- Housing costs
- $3,851 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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