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Listed 1 month ago

15 Willowbanks Terrace

Lakeshore, Hamilton

$999,999

Detached|2-Storey
4 | 10 | 3
About this home

Welcome to this beautifully upgraded, one-owner family home nestled in a bright, welcoming, and family-friendly neighbourhood in the heart of Stoney Creek. This move-in-ready residence showcases premium Jatoba hardwood flooring on the main level, engineered hardwood throughout the second floor, elegant wainscoting, crown moulding across the main floor and second-floor hallway, and fresh paint throughout.The professionally finished basement offers exceptional versatility, featuring 1 bedroom and 1 full bathroom with fully insulated subflooring and bamboo hardwood flooring-ideal for extended family, guests, or a private home office. Enjoy year-round comfort with a new furnace (January 2026), a quality air exchange system, and split-level zoning for enhanced climate control throughout the home.Step outside to a beautifully landscaped backyard complete with a maintenance-free composite deck, creating the perfect space for entertaining or relaxing with family and friends.Conveniently located with quick access to the QEW, this exceptional home is just minutes from Lake Ontario, shopping centres, parks, schools, restaurants, and family entertainment, offering the perfect blend of comfort, convenience, and lifestyle.A true turnkey opportunity in one of Stoney Creek's most desirable communities-don't miss your chance to make this exceptional home yours!

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agent
Milad Momtaz Azad
(647) 510-8858
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$6,452
Lot Size36.06 metres x 85.4 metres
mls© NumberX13520082
Listed ByRIGHT AT HOME REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$538
Heat allowance
$150
Housing costs
$5,806 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $200,000
25-yr amortization

Income needed

$179,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$200,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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